Independent agency serving Tampa Bay

The agency behind this site

About Commercial Auto Insurance Tampa

Start here

Commercial Auto Insurance Tampa is a marketing website operated for Brown Insurance and Financial Services, Inc., an independent insurance agency serving Tampa Bay. When you call (813) 544-3977 or send the quote form, your request goes to licensed agents of that agency. Every "we" on this site means Brown Insurance and Financial Services, Inc.

The site exists for one reason: to explain commercial auto insurance in plain language for the contractors, route companies, delivery operators and fleets that keep Tampa Bay moving, and to make getting a real quote simple.

Talk to a Commercial Auto Specialist

Call (813) 544-3977
  • 52years serving Florida
  • 80+carriers across all lines
  • 50states where our agents are licensed

Commercial auto carriers we write with

  • Auto-Owners
  • Chubb
  • GEICO
  • GUARD
  • Hagerty
  • Liberty Mutual
  • Mercury
  • Nationwide
  • Progressive
  • Travelers

01Who it's for

Who Answers the Phone

Your call, text or form request is handled by licensed agents of Brown Insurance and Financial Services, Inc., including Andrew Brown (NPN 602422, Florida license A031711). The agency's licensed agents hold insurance licenses in all 50 states, and the agency is independent: it is not owned by an insurance company, so it can quote your business with more than one carrier instead of selling a single company's product.

That independence matters most in commercial auto. A roofing crew with dump trailers, a pest control company with a wrapped route fleet and a courier running cargo vans out of Town 'n' Country fit very different carrier appetites. The agency writes all lines through more than 80 insurance carriers, and business vehicle accounts are matched to the commercial auto carriers that actually want that class. You can see how that works on our coverage and industries pages.

Up nextWhy a Site Just for Tampa Bay Business Vehicles

02Why us

Why a Site Just for Tampa Bay Business Vehicles

Commercial auto is local. Your garaging ZIP code, the roads your drivers use every day and the contracts you sign all shape what a policy should look like and what it costs. The four counties we focus on are also some of the busiest business markets in Florida. U.S. Census Bureau County Business Patterns counted 42,977 employer establishments in Hillsborough County in 2023, 32,509 in Pinellas County, 13,992 in Polk County and 11,975 in Pasco County, and many of those businesses depend on a truck, van or car to do the work.

Instead of one generic page, this site has specific guidance for the vehicles and trades we quote most often and for communities across Tampa Bay, from Brandon and Riverview to Clearwater, Wesley Chapel and Lakeland.

Up nextHow We Work

03How it works

How We Work

  • Licensed agents only. Insurance is quoted and sold only by licensed agents of Brown Insurance and Financial Services, Inc.
  • Florida rules first. Quotes are built around Florida's actual requirements, including the weight-based liability minimums in s. 627.7415, Fla. Stat., and federal filings for DOT-regulated trucks.
  • Coverage explained before you buy. We walk through limits, deductibles, named-storm terms and exclusions so there are no surprises at claim time.
  • Certificates when you need them. Certificates of insurance and additional insured requests are handled as soon as the policy allows.
  • Plain answers. If a class is hard to place or a coverage is not available, we tell you.

04The details

Licensing and Disclosures

Brown Insurance and Financial Services, Inc. is an independent insurance agency in Seminole, Florida. Licensed agent: Andrew Brown, NPN 602422, Florida license A031711. You can confirm any agent's or agency's license through the Florida Department of Financial Services licensee search.

Coverage descriptions on this website are general summaries written to help business owners understand their options. The actual terms of any policy are set by the insurance company's policy forms and endorsements. Quotes are not binding until a policy is issued, and not every applicant will qualify.

Up nextTalk to Us

05Get in touch

Talk to Us

Whether you need a single business car policy or coverage for a fleet, start with a call to (813) 544-3977 or the form at the top of this page. You can also read more on our home page about how commercial auto insurance works in Tampa Bay.

Ready when you are

Get your commercial auto quote today

Commercial Auto Insurance Tampa places commercial auto coverage for businesses across Tampa, Hillsborough County, Pinellas County, Pasco County and Lakeland, FL.